Umbrella Insurance Vs. Excess Liability Insurance: What’s the Difference?

Two insurance terms that are often used interchangeably in Williamston, MI are umbrella insurance and excess liability insurance, but they are not the same thing. CG Insurance Agency clarifies the differences between umbrella and excess liability insurance and how they complement primary auto or home insurance policies.   Excess Liability Insurance Excess liability insurance is…

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The Importance of Home Insurance

When you own a home, you should never be without home insurance. It’s so important that you should have it set up so that it takes effect as soon as you buy the property. Home insurance protects you in a number of important ways. When you’re buying a home and need insurance, give us a…

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Four Types of Auto Insurance Coverage You Should Have

When looking for vehicle insurance in Williamston, MI you should become acquainted with the various types of coverage. We offer comprehensive coverage for vehicle owners at CG Insurance Agency. There are numerous types of coverage that you should include in your policy. The following are four types of auto insurance coverage you need to have. The…

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The Top 3 Mistakes People Make With Umbrella Insurance

Umbrella insurance is an essential coverage to consider when purchasing insurance. It can help protect you in the event of a significant liability claim and provide peace of mind knowing that your assets are safe. Unfortunately, many people make mistakes with umbrella insurance due to a lack of understanding of how it works and why…

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What is a Home Inventory Sheet?

A home inventory sheet is an important tool to help you in the event that you need to make a claim that extends to your possessions. This entails creating a document detailing all the items that are in your home, as oftentimes, you won’t be able to accurately recall the entirety of the contents of your home…

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Why Basic Auto Insurance May Not Be the Right Choice

When it comes to auto insurance, you have lots of choices. What you choose for your coverage begins with the amount of coverage you need and what is required. At CG Insurance Agency in Williamston, MI, we help our customers to make the choice that is best for them.   What is basic auto insurance? In…

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When You Should Get an Umbrella Insurance Policy

An umbrella insurance policy is an important type of coverage to have in place if you’re at risk of being sued. This type of policy protects your assets beyond the limits of your regular auto or homeowners insurance since these policies vary widely and will only pay up to a specified maximum amount. While it’s…

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Your Home Needs Protection With Home Insurance

Home Insurance: What You Need To Know When purchasing home insurance, it is important to note that you must have enough coverage for replacement. If you live in an area that is prone to certain types of weather, this could be a concern. Also, if you carry a mortgage on your home, your lender will…

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Take the Time to Fully Review Your Auto Policy Before Renewing

Residents in the greater Williamston, MI area can turn to the team at CG Insurance Agency for all of their insurance needs. We find that our clients benefit from a regular review of all of their insurance, including auto insurance policies. Call or stop by today to learn more.   It’s a smart idea to…

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What Are the Benefits of Having Umbrella Insurance?

At CG Insurance Agency in Williamston, MI, we get a lot of questions about umbrella insurance. Umbrella insurance is an important type of insurance to have, but it’s not required by law like auto or health insurance. So, why do you need it? Here are four reasons to consider umbrella insurance: Protects You from Lawsuits…

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