Umbrella Insurance Vs. Excess Liability Insurance: What’s the Difference?
Two insurance terms that are often used interchangeably in Williamston, MI are umbrella insurance and excess liability insurance, but they are not the same thing.
CG Insurance Agency serves individuals, families, and businesses across Michigan and many other states. Talk to us to see how we compare multiple carriers to find coverage that fits your needs at a price that makes sense.
Trusted Carrier Partners
Testimonial
We built our insurance practice around a simple idea: real protection comes from real relationships. We listen first, simplify your coverage, and advocate for you — so your protection keeps pace with everything you and your family are building.
Insurance Guidance
Life Moves Fast - You Deserve Insurance That Can Keep Up
As your life changes, your coverage should match every step of the way. CG helps tailor protection around where you are today while thoughtfully preparing for what’s ahead. With CG by your side, your coverage continues to support you as your family, career, and priorities evolve.
For You And Your Family
Protect what matters most with comprehensive personal insurance coverage.
- Auto
- Home
- Umbrella
- Flood
- Boat & Watercraft
- Recreational Vehicles
For Your Business
Safeguard your business with tailored commercial insurance solutions.
- Commercial Property
- General Liability
- Commercial Auto
- Workers' Comp
For Private Clients
Specialized coverage for high-value assets and unique insurance needs.
- High-Value Homes
- Collections & Fine Art
- Luxury Vehicles
- Estate Planning
Insurance Coverage
We Take Personal Insurance For Michigan Families Personally
Drive with Confidence Throughout Michigan
At CG, we’re experts at helping you find the right Michigan auto insurance coverage for you and your family.
Drive with Confidence Throughout Michigan
At CG, we’re experts at helping you find the right Michigan auto insurance coverage for you and your family.
Why Trust Us
Why Families and Businesses Trust CG Insurance
As an independent agency, we put your needs first, guided by trusted local insight and a commitment to serving Michigan families and businesses.
Independent & Multi-Carrier
We compare multiple carriers to help you find coverage that fits your needs at a price that feels right.
Michigan-Based Solutions From Real Humans
Local advisors who understand Michigan’s unique insurance landscape and guide you with clarity, care, and personal accountability.
Respected And Relationship-Driven
A reputation built on long-standing carrier partnerships and consistent service you can rely on year after year.
The CG Family
The CG Family's Priority is Your Family
Beyond insurance, we offer comprehensive financial planning and wealth management to help coordinate, protect, and guide your full financial picture.
Financial Planning for Individuals
Wealth Management Coordinated With Your Insurance Needs
Our comprehensive wealth management and retirement planning services are thoughtfully tailored to your long-term priorities. We work toward one goal: Joining forces with you to create a customized plan that helps you succeed.
Financial Solutions for Business Owners
We Have the Expertise to Merge Your Business Financial and Insurance Needs
At CG, Financial Services and Business Insurance work together as one focused team to maximize the protection and success of your business. Supporting your business growth, succession planning, and employee benefits with clarity and long-term perspective.
Insights
Latest Insights
Stay informed with thoughtful guidance on insurance topics that matter most to Michigan residents and business owners.
The Importance of Home Insurance
When you own a home, you should never be without home insurance. It’s so important that you should have it set up so that it takes effect as soon as you buy the property.
Four Types of Auto Insurance Coverage You Should Have
When looking for vehicle insurance in Williamston, MI you should become acquainted with the various types of coverage.
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Talk to an Expert
Ready to Get Started? Talk to Us Today!
Connect with a Michigan-based insurance advisor who will answer your questions and guide you toward coverage that fits your life with clarity and confidence.
