Auto Insurance FAQs

In Williamston, MI, CG Insurance Agency has been bringing residents the benefits of an independent insurance agency since 2015. When it comes to auto insurance, you need to make sure that you have the right coverage. Not every person or even every vehicle needs to have the same auto insurance. Sitting down with your agent can end up saving you money while making sure that the coverage you have is correct. Independent agents are able to provide their customers with more choices and you should take advantage of that.

Do I need to have auto insurance if I don’t have a loan on my vehicle?

In the state of Michigan, yes you do. You need to have a basic auto insurance policy, which means having liability coverage. The required amount in Michigan is 50/100/10.

What type of auto insurance will cover my vehicle if it is stolen?

If you carry comprehensive coverage on your vehicle, it will be covered in the event that it is stolen.

How many vehicles can I have on one auto policy?

Most auto policies are good for 4 or 5 vehicles. That is not a hard and fast rule, a lot will depend on the size of your family and the number of drivers.

I need to rent a car. Will my auto insurance cover me?

Maybe. Whether or not your auto policy covers a rental car depends on exactly what type of auto policy you have. If you have a basic policy, then no, you won’t have the necessary coverage for the vehicle. If you have complete coverage, you will likely be covered in a rental vehicle. If in doubt, give your insurance agent a call.

When you are in the market for auto insurance or need to review your coverage, call CG Insurance Agency in Williamston, MI.